Company NMLS #891464
Address:
5860 Baker Road
Minnetonka, MN 55345
Charles Munoz
NMLS# 785783
7450 Campus Drive, Colorado Springs, CO, 80920
Phone: (719-301-3009)
Turn Home Equity Into Tax-Free Cash
A Reverse Mortgage allows homeowners aged 62 and older to convert a portion of their home equity into usable funds without selling their property. This program is specifically designed to provide financial flexibility during retirement while preserving homeownership. The funds received are typically considered loan proceeds rather than taxa
Eliminate Monthly Mortgage Payments
One of the defining advantages of a reverse mortgage is that it removes the obligation for monthly mortgage payments. This can significantly improve monthly cash flow, especially for retirees on fixed incomes. Instead of making payments, repayment is deferred until the homeowner sells the property, moves out permanently, or passes away. This structure helps reduce financial pressure and allows homeowners to better manage their retirement budget.
Stay in Your Home Longer
Reverse mortgages are designed to help you age in place. You maintain full ownership of your home and can continue living there as long as you meet basic loan requirements such as paying property taxes, insurance, and maintaining the home. This makes it an ideal option for those who want to remain in a familiar environment without the stress of selling or downsizing prematurely.
Benefits of Reverse Mortgages
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Convert a portion of your home’s value into cash while continuing to live in the property.
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Eliminates traditional monthly mortgage payments, improving retirement cash flow.
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Choose between lump sum payments, monthly income, or a line of credit based on financial needs.
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Continue living in your home while maintaining ownership and accessing built equity.
Flexible Payment Options to Fit Your Needs
Borrowers can choose how they receive their funds, including a lump sum, monthly payments, a line of credit, or a combination of these options. This flexibility allows you to tailor the loan to your financial strategy. For example, a line of credit can grow over time and serve as a financial safety net, while monthly payments can act as a steady income stream.
Why Choose Sean Boehmer at Edge Home Finance
Choosing the right mortgage professional is critical to achieving your financial goals, and working with Sean Boehmer at Edge Home Finance means partnering with someone who prioritizes precision, transparency, and results. With access to a wide range of loan programs—including VA, FHA, Conventional, DSCR, Bridge Loans, Reverse Mortgages, and more—you receive tailored solutions instead of one-size-fits-all recommendations. Every client’s financial situation is carefully evaluated to ensure the strategy aligns with both short-term needs and long-term objectives.
We are known for
Fast, efficient closings
Clear, honest communication
Wide loan program options
Personalized client solutions
Why Choose Sean Boehmer at Edge Home Finance
Choosing the right mortgage professional is critical to achieving your financial goals, and working with Sean Boehmer at Edge Home Finance means partnering with someone who prioritizes precision, transparency, and results. With access to a wide range of loan programs—including VA, FHA, Conventional, DSCR, Bridge Loans, Reverse Mortgages, and more—you receive tailored solutions instead of one-size-fits-all recommendations. Every client’s financial situation is carefully evaluated to ensure the strategy aligns with both short-term needs and long-term objectives.
We are known for
Fast, efficient closings
Clear, honest communication
Wide loan program options
Personalized client solutions
Federally Insured and Secure
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